Money, Currency and Cards in Togo
Local Currency
CFA Franc BCEAO (XOF)
General Advice
Notes are available in 10,000, 5,000, 2,000 and 1,000. Coins 500, 200, 100, 50, 25, 10, 5 and 1. The West African CFA can be used in several other West African Countries. It is not compatible with the Central African CFA and is directly linked to the Euro.
Money Exchange
Money can be changed in banks and bureau de change offices in most towns.
ATM Availability
ATM machines are available in Lome.
Credit Cards
Credit cards are accepted at larger hotels, restaurants and stores, American Express is the most widely accepted card in Togo.
Travellers Cheques
These can be exchanged in Lome and other major towns, rates tend to be lower than for cash - shop around.