Money, Currency and Cards in Poland
Local Currency
Zloty (PLN)
General Advice
Nowadays, with Poland's modern banking system and abundance of ATM cashpoints it is easy to obtain local currency with bank or credit cards. Euros, US Dollars and GBP Sterling are widely accepted at exchange offices.
Money Exchange
Foreign currency can be changed at either main banks of the Polish Kantors - small private banks, who usually offer you the best rate of exchange. In the larger cities some will even be open for 24 hours a day. Avoid changing money in hotels where possible as they usually offer very poor rates and high commissions.
ATM Availability
ATM services are continually expanding and are now available in all major cities and towns in Poland. For more information check the Visa ATM locator, the MasterCard ATM locator or the American Express ATM locator for the addresses of ATMs around the world.
Credit Cards
Credit cards are becoming increasingly accepted. Credit cards and debit cards should be used with caution due to the potential for fraud and other criminal activity.
Travellers Cheques
Traveller's cheques are becoming increasingly accepted.
Other Information
Polish zloty are available in 10, 20, 50, 100 and 200 zl notes, also 1, 2 and 5 zl coins. There are also the smaller 10, 20 and 50 grosz coins (100 grosz = 1 zloty).
