Money, Currency and Cards in Western Sahara
Local Currency
Moroccan Dirham (MAD)
General Advice
Major international currencies such as Euro, US Dollars and UK Sterling are widely interchangeable at banks. Nowadays there are many ATM machines located in major towns and cities providing a fast and generally reliable means of obtaining local currency.
Money Exchange
Foreign currency can be exchanged at banks and bureau de change desks in major towns and cities. The process can be slow and tedious. Banks normally close mid-afternoon.
ATM Availability
ATM machines are located in all major towns and this is the easiest way to obtain local currency. Although generally reliable, like anywhere in the world, they can be temperamental - especially on weekends and public holidays. Where possible use machines that are located inside a bank, supermarket or building.
Credit Cards
Credit cards are accepted in most large stores, larger restaurants and hotels in urban areas. Remember to keep all receipts and before signing check that the amount is correct. Credit cards and debit cards should always be used with caution due to the potential for fraud and other criminal activity.
Travellers Cheques
Travellers’ cheques are one of the safest ways to carry money. Be aware though that not all banks will cash these and it can be time consuming finding one that will. Travellers’ cheques are accepted in some large stores, restaurants and hotels in urban areas – however it is always best to check with the individual establishment beforehand.
Other Information
Moroccan dirham cannot be exchanged outside the country. Any unused dirhams can be reconverted to hard currency at the airport exchange counter upon departure (provided the exchange desks are open and you have kept the receipts for the dirhams you purchased). It is therefore recommended to exchange only as much money as is required.
